In hour 3 of The Drive, Zach and Phil are joined by veteran NFL reporter James Palmer to discuss the Broncos legitimacy as Super Bowl contenders, why Sean Payton is behind many other coaches for the NFL's Coach of the Year award, and if we should be concerned with the Broncos defensive performance on Sunday Night Football. Zach and Phil question if Sean Payton is being disrespected with how unlikely he is to win the Coach of the Year award and debate if Payton is the best coach we have here in Denver sports. How concerned are the guys with the Nuggets recent four-game home losing streak? Zach questions if David Adelman has the respect of the Nuggets locker room for them to play hard for an 82-game season. We dive into the Broncos and react to the latest projections for their playoff odds, Super Bowl odds and more.